SBI Cashback Credit Card
- 5% cashback on online spends
- 1% cashback on offline spends
- Simple rewards with no categories
- Fuel surcharge waiver
Best Credit Card in India 2026
Compare top credit cards and find the one that suits your lifestyle. Great rewards, exclusive offers and more!
- Great RewardsEarn on every spend
- Exclusive OffersHandpicked for you
- 100% SecureTrusted & Verified
Top Credit Cards of 2026
View all cards +| Credit Card | Best For | Annual Fee | Key Rewards | Welcome Benefits | Notable Benefits |
|---|---|---|---|---|---|
|
SBI Cashback Credit Card
|
Online Shopping | ₹999 + GST | 5% cashback on online spends 1% offline |
Multiple offers (varies) | Auto cashback Fuel surcharge waiver |
Flipkart Axis Bank Credit Card
|
Flipkart users | ₹500 + Taxes | 5% on Flipkart 4% on partner merchants 1.5% elsewhere |
₹500 Flipkart voucher | Airport lounge access Dining discounts |
Axis Bank ACE Credit Card
|
Utility bill payments | ₹499 + Taxes | 5% cashback on bill payments | Cashback (conditional) | Lounge access Fuel surcharge waiver |
AU LIT Credit Card
|
Customizable rewards | Varies | User-selectable reward packs | None | Flexible reward options |
Airtel Axis Bank Credit Card
|
Airtel customers | ₹500 + GST | 25% cashback on Airtel services | ₹500 Amazon voucher | Cashback on utilities Partner merchants |
Dhanlaxmi Platinum Credit Card
|
Grocery & supermarkets | Lifetime Free | 5% cashback at supermarkets | None | No annual fee |
RBL ShopRite Credit Card
|
Grocery shopping | ₹500 + GST | 20 reward points per ₹100 on groceries | 2,000 reward points | Fuel surcharge waiver |
HDFC Millennia Credit Card
|
Online shopping | ₹1,000 + GST | 5% cashback on Amazon, Flipkart, Swiggy, Myntra, etc. | 1,000 CashPoints | Cashback on popular online merchants |
American Express SmartEarn
|
Amazon, Flipkart & Uber | ₹495 + GST | 10X rewards on Amazon, Flipkart & Uber | ₹500 cashback on eligible spends | Accelerated reward points |
Axis Bank Buzz Credit Card
|
Flipkart discounts | ₹750 + GST | 5% cashback on Amazon, Flipkart, Swiggy, Myntra, etc. | ₹1,000 Flipkart voucher (conditional) | Dining discounts |
Editor’s Top Picks
HDFC Millennia Credit Card
- 5% cashback on popular brands
- SmartBuy bonus rewards
- Airport lounge access
- Fuel surcharge waiver
Flipkart Axis Bank Credit Card
- 5% cashback on Flipkart
- ₹500 Flipkart welcome voucher
- Airport lounge access
- Dining discounts
Axis Bank ACE Credit Card
- 5% on bill payments
- Low annual fee of ₹499 + Taxes
- Great for utility spenders
- Fuel surcharge waiver
Compare Top Cards
| Feature | SBI Cashback | HDFC Millennia | Flipkart Axis | Axis ACE | Airtel Axis |
|---|---|---|---|---|---|
| Online Cashback | 5% | 5%* | Unlimited* | 1.5%–5% | Up to 25%* |
| Offline Cashback | 1% | 1% | 1% | 1.5% | 1% |
| Utility Bill Payments | ✓ | ✓ | ✓ | ✓ | ✓ |
| Airport Lounge Access | ✕ | ✓ | ✕ | ✕ | ✕ |
| Fuel Surcharge Waiver | ✓ | ✓ | ✓ | ✓ | ✓ |
| Annual Fee | ₹999 + GST | ₹1,000 + GST | ₹500 + Taxes | ₹499 + GST | ₹500 + GST |
| Rating |
Find the Right Card for You
Love Online Shopping?
SBI Cashback Credit Card
Apply Now →Flipkart Shopper?
Flipkart Axis Bank Credit Card
Apply Now →Airtel User?
Airtel Axis Bank Credit Card
Apply Now →Pay Lots of Bills?
Axis ACE Credit Card
Apply Now →Want Everyday Rewards?
HDFC Millennia Credit Card
Apply Now →